|
Bread and Circus's Journal
Posted by Bread and Circus in General Discussion (1/22-2007 thru 12/14/2010)
Wed Jul 29th 2009, 01:29 PM The polls overwhelmingly supporting reform, notwithstanding...isn't the fact that we elected Obama by a large margin proof enough we want reform? Exactly why is he "taking this to the people!"? We already get it, we want it, and we voted FOR it when we voted for him and a vast majority in the House and Senate. That's how representative democracy is supposed to work.
All the serious Democratic candidates in the Primary strongly advocated for reform, specifically including a public option or better (in the case of Kucinich). They all ran on public options and universal coverage of some kind. Obama did this in the primary and in the general as well. A Democratic leader was elected. If this is essentially a party plank, where is the debate and why are we being courted? Elections matter, and the elections are over. The real problem is not getting the "people" on board...it's getting 6 Senators on board (or whatever the exact number is). I almost think Obama does himself a disservice by acting like he still needs to convince us rather than just strong-arming the errant Senators who are putting politics and campaign $$$ ahead of sound policy and doing what's right. The more he acts like there is a debate, the more he legitimizes those who are looking to delay, derail, or corrupt reform. Personally, I think he should make back channel threats to the people standing in the way of saving lives. Either you vote with the President, or you are going to go down in the next primary to whoever Obama chooses to bless. Consider me very disgusted at this point. With Bush, I was ashamed of my country, though I felt it got the bad governance it deserved. With Obama, I feel better about the avg American voter but I'm a lot more depressed about the Democratic Party that doesn't seem to know how to win, even when we hand the victory to them on silver near-filibuster proof platter. What's wrong with these people? Posted by Bread and Circus in General Discussion (1/22-2007 thru 12/14/2010)
Thu Mar 05th 2009, 08:17 PM Posted on March 5, 2009
Single-payer advocates win seats at White House health summit, remarks by Dr. Oliver Fein EMAIL PAGE PRINT PAGE EN ESPAÑOL Dr. Oliver Fein releases prepared remarks FOR IMMEDIATE RELEASE March 5, 2009 Contact: Oliver Fein, M.D. Don McCanne, M.D. Steffie Woolhandler, M.D. David Himmelstein, M.D. Mark Almberg, PNHP, (312) 782-6006, mark@pnhp.org Two leading advocates of single-payer health reform, sometimes characterized as an improved Medicare for All, received last-minute invitations to attend the White House health care summit being held today. The invitations were greeted as a victory by single-payer supporters. Rep. John Conyers Jr. (D-Mich.), chief sponsor of the single-payer U.S. National Health Care Act, H.R. 676, was invited to attend the meeting late in the day on Tuesday, and Dr. Oliver Fein, president of Physicians for a National Health Program, was invited on Wednesday afternoon. The White House invitations were extended to the two leaders after intense grassroots lobbying efforts by single-payer supporters, who were concerned that no single-payer voices would be present at the meeting. The efforts included an outpouring of phone calls and e-mail messages to the White House, along with a threatened demonstration outside the White House gates by doctors and other health professionals wearing their white coats. The demonstration was called off when word arrived that Rep. Conyers and Dr. Fein had been invited. In his prepared remarks, the full text of which follows, Dr. Fein says, “We are pleased to be here today and appreciate the implicit recognition of the majority support for single payer in our country. We hope this is the beginning of a serious dialogue on how to enact single-payer health reform and we look forward to working with Dr. Fein’s prepared remarks for the summit follow. Prepared remarks by Dr. Oliver Fein Mr. President, Physicians for a National Health Program agrees with your statement during your presidential campaign: health care should be a basic human right. Physicians recommend an improved and expanded Medicare-for-All - that is, a single-payer national health insurance program, providing care that is publicly financed but largely privately delivered. This fundamental health reform - which enjoys solid majority support among physicians and the public - has become even more urgently needed in view of our severe economic recession. Millions of people are losing their employer-sponsored health insurance, joining the 46 million who already lack coverage. Millions more, including those with insurance, are finding it harder to pay their co-pays and deductibles and are scrimping on their medications and doctor visits. Many go without care, risking their health and often their very lives. Physicians find that private, for-profit health insurance companies add cost but no value to the health care system. The administrative waste associated with the private-insurance-based industry - enormous paperwork, marketing costs, and other costs that have nothing to do with delivering care - consumes 31 cents of every health care dollar. As long as we rely on private health insurers, universal coverage will be unaffordable. Mandates to buy private insurance are not the answer. Experience with mandate plans in Washington state (1993), Oregon (1992) and Massachusetts (1988 and today), shows they simply don’t work, achieving neither universal health care nor cost containment. Some of these plans offer a Medicare-like, public option that people could buy into, but experience with Medicare shows that the private plans refuse to compete on a level playing field. They cherry-pick healthier patients and insist on more than their share of payment. In contrast, single payer guarantees everyone access to comprehensive, quality health care and choice of their own doctor and hospital. Single-payer health reform, an improved Medicare for All, is the only reform model that offers $400 billion in annual savings in administrative costs. It is the only approach that contains effective cost-containment provisions such as bulk purchasing and global budgeting. Such economies would allow for expanding health coverage to everyone - with no co-pays or deductibles - with no overall increase in health care spending. In other words, it’s the only health reform proposal that pays for itself. The single-payer model is the only fiscally prudent proposal available, an especially important consideration at a time of economic distress. And we know from our experience with Medicare and other single-payer systems that it will work. With a single-payer national health insurance program we can assure lifelong, high quality, comprehensive and affordable coverage for everyone. Such a program will lift the heavy burden of crushing medical expenses off the shoulders of our population, expenses that often lead to personal bankruptcy. And we can save lives: the Institute of Medicine estimated in 2002 that more than 18,000 Americans die each year from lack of health insurance. That number is certainly higher today. From the standpoint of what benefits our patients, single payer is the health policy model that best reflects their needs and values. Support for single payer is extensive. In a peer-reviewed statistical study in the Annals of Internal Medicine, 59 percent of U.S. physicians said they would support government action to establish national health insurance. In a recent Associated Press poll, 65 percent of the respondents said, “The United State should adopt a universal health insurance program in which everyone is covered under a program like Medicare that is run by the government and financed by taxes.” Single-payer health reform is embodied in the U.S. National Health Care Act, H.R. 676, sponsored by Rep. John Conyers (D-Mich.). It had 93 co-sponsors in the 110th Congress, the most of any health reform legislation. We are pleased to be here today and appreciate the implicit recognition of the majority support for single payer in our country. We hope this is the beginning of a serious dialogue on how to enact single-payer health reform and we look forward to working with you and the Congress toward this end. **** A short biography of Dr. Fein is available here: http://www.pnhp.org/stateactions/new_york / Physicians for a National Health Program (www.pnhp.org ), a membership organization of over 15,000 physicians, supports a single-payer national health insurance program. To contact a physician-spokesperson in your area, visit www.pnhp.org/stateactions or call (312) 782-6006. Posted by Bread and Circus in General Discussion: Presidential (Through Nov 2009)
Fri Feb 27th 2009, 08:07 PM However the goals have to be modest. We cannot be there to "control" or pacify the region but rather to destabilize our adversaries there. Additionally, if we are going to have some troops there, it is not ethical or moral to have them in country without enough support to ensure their relative safety or enough means to let them complete the mission they are sent there to do. I don't hold the view that if we just left Afghanistan and Pakistan to their own devices that it would defuse enough anti-American sentiment that their cause would go away. On the other hand, I think having a standing force there is legitimate. We never really finished what we started after 9/11 because we literally dropped the ball when we went to Iraq. Just because we made that blunder doesn't mean the original problem went away.
Honestly, I hate Al Qaeda and the Taliban. I hate everything they stand for. Just because they are Bush's enemy does not make them the friend of liberals, anywhere. If you think George Bush violated your human rights, living under the Taliban would be like that to an other wordly extreme. I couldn't imagine for a second being a father in that country of my two beautiful daughters knowing they would be deprived of dignity, self-worth, and an education. If anything, Al Qaeda is organized crime fueled by a sick interpretation of religion. It is not in anyone's interest, anywhere, to allow them to foment their oppression through brutality and fear. They have been allowed to re-organize and re-empower themself in Pakistan because of Bush's policies. This is not acceptable. But further drawing down in Afghanistan will further allow the Taliban to consolidate their position in Pakistan and Afghanistan. Do we really want a Taliban run nuclear Pakistan? We don't have to kill all the Taliban, nor do we have to "rebuild" Afghanistan or democratize it. We just need to keep constant pressure on them so that they can't have open and free reign of the villages and cities there in order to subjugate and rule by terror meanwhile gathering resources to strike again. I'm not a MIHOP but I'd buy LIHOP if truth be told. I'm that distrusting and suspicious of the Bush/Cheney regime. However, I do think Al Qaeda had a hand to play and I think its leaders are just as blood thirsty and destructive as groups like the Khmer Rouge. Their intentions aren't just for self-rule and peace but rather a large scale showdown between their extreme version of Islam vs. moderate forces in the middle east. If anything the US is just a tool and a foil to this end. We will have to engage Al Qaeda somewhere in the world. To me, Afghanistan is the only logical choice right now. We can't just ignore the issue away. I know this doesn't sound very liberal or progressive. However, I just don't have a lot of compassion for Al Qaeda, their vision for the world, or their means of political and social expression. I do however have a lot of compassion for the innocents caught in the crossfire. Whatever methods we employ, the least amount of collateral damage is imperitave even though it is unavoidable. Nonetheless, if we suffer another major attack under Obama, liberalism will be the biggest casualty of all. We are at the precipice of climate change cataclysm as well as a peak oil calamity of epic proportions. With a successful Obama Presidency, there's a possibility we might head into the next 30 years with policies in place that will be better off for the world when we face those two monumental transformations. On the other hand, an unsuccessful Obama Presidency means we will likely embrace much of the failed policies of the oil-backed right wing and head us back to pseudo-fascism. That's the last place in the world we want to head when they finally admit, "hey folks, we are half through our oil and we can no longer support the world's population, we've kind of been lying all along...get ready for mass starvation and large scale open war". Let there be no doubt, a large scale terrorist attack on our country, if following a large reduction of forces in Iraq and Afghanistan, will raise the odds of one term for Obama and then you will be hailing to President Palin or some other representative of the American-Taliban. In other words, if you are gay, a minority, or female, pray that we kill Osama Bin Laden and skullfuck the Taliban. Obama is not dumb. In fact, he's really kind of smart. And strategic. And steady. And shrewd. And insightful. He wasn't supposed to be President, and yet there he is. To a certain extent, you have to lend him some trust. I said lend, not give. He deserves the loan. But if over time, he does not live up to the bargain, I think everyone is well within their rights to withdraw that trust. But until then, a good leader needs good followers. There's no reason to go this far only to turn our backs on him. People have every right to be skeptical. We've been lead down the primrose path ever since Carter was shot down while warning us that the end of the age-of-oil was within our grandchildren's lifetimes. You see, the US had it's experience of domestic peak oil in the 1970's. It was at that time we doubled-down on the doctrine which meant more war for more oil. This has obviously been our modus operandi ever since, peaking with the pure fantasy also known as Bush foreign policy. But I believe Obama is a real change. Even though he means to extend some of the mechanics of what was in place from Bush, doesn't mean his intentions, goals, or endpoints are the same. As for Afghanistan itself, the place where "empires go to die". I'm sorry but the Taliban and Al Qaeda there are just people. They don't have adamantium skeletons or keep kryptonite in their pockets. The mountains may be steep and the cultural traditions may be prohibitive to any sort of colonial conquest but as long as conquest is not our aim, our hurdles for success won't be nearly as high as they were in Iraq. The fantasy of Iraq, as it evolved, was to create a permanent safe military and oil producing haven for the United States in order to stave off the effects of peak oil as well as conquer the middle east. The scope of what the neoconservatives originally wanted to do was on an imperial scale hearkening back to Stalin and Hitler. That's not what Obama is doing in Afghanistan. This will make the job immensely easier. It's one thing to try to break and rebuild a whole country, it's another to hunt down and kill a bunch of criminals. As long as we give more money and security to the people of the region than the Taliban does, the Taliban will have a much harder time than we will. Clean water, electricity, food, and safety will be our keys to success. Although the Taliban and Al Qaeda have redundant resources throughout the Arab world, we can dry some of that up with good will made elsewhere (hopefully in places like Palestine). Also, we will always have deeper pockets, better weapons, and better trained armed forces. So, I have to conclude this with saying I'm glad we are drawing down in Iraq and satisfied with an end goal of honoring the SOFA by 2011. I'm also satisfied that we are going to apply more pressure directly to Al Qaeda and the Taliban in Afghanistan as well as Pakistan for the reasons I listed above. Expect us to be there throughout Obama's first term, and possibly his second. This has been a generational struggle and will continue to be so until they smolder out. The latter will only happen when we are a fair broker of peace between Palestine and Israel, have more honest intentions in Iraq (which we are now seeing), and when the whole region is less vital to the world's energy supply (hence, another reason to go Green). Posted by Bread and Circus in General Discussion: Presidential (Through Nov 2009)
Mon Feb 09th 2009, 10:26 PM Let's be honest, it was an inane question asked at the wrong time. I really thought the fellow who asked the question didn't do himself a favor by wasting his valuable question time.
However, Obama took what was inappropriate and irrelevant and turned it into a bit of magic. His response was pure beauty both for its pure political value but more importantly the message it conveyed. "There are no short cuts". This seizes upon the zeitgeist of what is currently wrong with our economic system, our health care system, our educational system, and our political system in general. "There are no short cuts" is another way of saying "there are no easy answers... there is no free lunch... and you can't expect to get something from doing nothing". Part of the economic malaise that grips the financial sector of America is the notion that they are the "masters of their own reality" and that through paperwork tricks they can somehow create wealth. Really all they've done is Rob Peter (mainly, the people) to pay Paul (mainly, themselves). On the other layer of this, it goes directly to parents, children, and self reliance. It undercuts the heart of the criticism of liberalism. The critique is that liberalism is somehow an enabler (via the "nanny state") of the cycle of poverty. But here stands the most powerful man in the world, a liberal by any reasonable definition, who basically says that a culture of success starts with parents, children, educational opportunity, and HARD WORK. This is a stake through Reaganism's heart. Reaganism cannot live without the false notion that the goal of liberalism is to perpetuate poverty and redistribute working class tax dollars to those who don't want to help themselves. Obama, as our highest elected liberal, dispels that by saying a core tenet of his philosophy is that we need to provide equality of opportunity but that people have to take advantage of that and earn their success. I'd say the rest of the presser was a total grand slam for Obama. But as for everything else he said I expected or already heard. It was this inane left field question that really made reminded of me of what an amazing thinker and leader Obama really is. He turned what was a waste of time and turned it into a way to demonstrate a core foundational tenet of liberalism. Posted by Bread and Circus in General Discussion: Presidential (Through Nov 2009)
Thu Oct 30th 2008, 10:21 AM Like many of you, I've noticed John McCain eking up ever so slightly these past few days without Obama slipping. My sense is that McCain is coming up to his natural steady state and that his numbers were "artificially" low for a while based on a couple things. One, McCain bottomed out due to the hyperacute sense of economic crisis when the banks were crashing and two, John McCain did and said a lot of really dumb things right around then. The point is that when McCain was polling at 40% it's a basement for him, he had no where to go but up.
I think the polls for the past several weeks indicate true and solid support for Barack and soft support for McCain which fell away with the hyperacute phase of the crisis and is now only returning because there's a bit of distance between McCain and some of his most embarrassing moments. All of this is also colored by the Palin effect which I think has had an overall action of hardening the electorate into their respective camps. She is polarizing to say the least. Overall, I think she has had a negative effect for McCain, because unlike a Romney, there's no way you can somehow spin her as "being right for these times". My expectation is that McCain will likely halt around 45 to 48% support and Obama will hold at around 49 to 51% while retaining a large solid and real lead in the key battleground states. The gestalt I get is that Obama supporters aren't flipping to McCain but rather we are seeing McCain supporters who were too ashamed to declare before are now "coming home". Barring outright election theft by the Republicans, via Diebold, voter suppression/purging, and trashcanning votes, Obama is highly likely going to win next Tuesday. Bottom line: McCain is recovering a bit of his base but he's not gaining momentum at the expense of Obama's support. Why this matters: The bandwagon effect and voter turnout. People like winners and it is important to be seen as a winner going into tuesday. The RW media apparatus is going into overdrive to make this look like McCain is coming back and will overtake Obama by election day to galvanize the meme that Obama is just not ready and just "not like us". It's not working and as long as Obama continues to do what he did last night, which was to own the airwaves, Obama will continue to hold off the horde at the gates. I think the 30 minute ad will help to solidify the bandwagon firmly in Obama's court but he needs to keep possession of the news cycle right up until the polls close. Perception also affects voter turnout and I'm convinced that McCain has more to lose in this. Though we need to be mindful of complacency and its ill effect, the GOP has to worry about widespread demoralization. If people "know" McCain is going to lose and they don't really like him in the first place, they aren't going to suffer long lines at the polls. On the other hand, even if we "know" Obama is going to win, we will still "want to vote for the next POTUS!" and will gladly suffer those long lines as a badge of pride. So, anyway, I think all things considered and knock on wood, this is looking like it might happen but Obama has to retain control of the news cycle from here on out. Posted by Bread and Circus in General Discussion: Presidential (Through Nov 2009)
Mon Oct 27th 2008, 12:33 PM I just want to put it out there that Obama, despite being liberal and progressive in many ways, is still the kind of guy to take a lot of different viewpoints into account. Furthermore, he doesn't seem to keen on carrying out grudges and vindictive behavior. If anything, I expect him to reach out in many different directions, including "across the isle". Now is not the time for "payback".
This might create a lot of disaffection here on DU. It shouldn't. Obama has got our backs and will try to carry through on his campaign promises, filibuster proof senate or not. However, he will govern by consensus, and this will involve a degree of compromise. And though there will be much gnashing of teeth over this it will be a good thing because this will be the key to moving the ball forward and consolidating a center left politics power structure in this country. No one needs to look any further than Bush to see how it shouldn't be done, and it was his lack of being President "of all the people" that ultimately did him in. His unilateral, brash, and vindictive politics created the climate of division and cronyism. This created the crisis of incompetence from the top down. And when that house of cards fell, having no good will to fall back on, the entire Party and "brand" fell apart. Nothing will maintain Obama's brand and the brand of the Democratic Party like success, real success. We will need to be better off in 4 years, or else. Not only that, there will need to be a new spirit in America of inclusiveness and unity. The latter will not come without an approach to politics that does not include respect and fairness to the opposition. But if we move to the left with both success and a renewed political spirit, it will bode well for a long term future that might just bring us universal single payer care, some semblance of energy independence, better trade balances, better jobs, less poverty, better educational opportunities, and a reduced budget deficit/national debt. Posted by Bread and Circus in General Discussion: Presidential (Through Nov 2009)
Sat Oct 04th 2008, 04:58 PM MCCAIN'S HEALTH CARE PLAN: HEALTH INSURANCE YOU CAN'T BELIEVE IN, OR RELY ON.
(sorry about all caps, it's this way in the original article). http://www.prospect.org/csnc/blogs/ezrakle... ...snip... The big mover here is is the tax increase on employer-based health care, which is achieved by ending its deductability. There are two things worth knowing about the way the exclusion works now: First, it makes health care much cheaper for employers. Second, to qualify for the tax exclusion, you can't discriminate among sick and healthy workers, nor among young and old workers. In general, you might expect this to drive out the young and healthy. But it doesn't, because the savings from deductability still make employer-based insurance cheaper and more comprehensive than what they could purchase on the individual market. "Eliminating the tax exclusion would greatly reduce the number of people who obtain health insurance through their employers," write the authors. "This decline would be driven by three factors: the effective price of employer-sponsored coverage would increase, the nondiscrimination rules would no longer apply, and low-risk employees would have less incentive to remain in employer-sponsored groups...the elimination of the income tax preference for employer-sponsored insurance would cause twenty million Americans to lose such coverage." Italics, as you might imagine, are mine. But this is the main fact worth knowing, and repeating, about John McCain's health care plan: Its first-order effect would be to take employer health insurance away from 20 million Americans who currently have it. And this estimate is on the low-end. The authors write that it only looks at what employers would do in response to the new tax rules. It does not examine "the number of low-wage workers who might lose employer-sponsored insurance when employers are no longer bound by the nondiscrimination rules, nor do they capture the impact of breaking up existing risk pools." In other words, 20 million plus will lose their employer-based health insurance. ...snip... And this is examining healthy applicants. The ill are simply denied coverage outright. "A recent survey looks at the experience of people who are less healthy in nongroup markets.21 One-third of such people buying or looking into nongroup coverage were denied coverage or charged more because of a pre-existing condition. Nearly half found it difficult or impossible to find the coverage they needed, and more than two-thirds found it difficult or impossible to find affordable coverage." Bottom line: Even if you pay exactly as much as your employer did, your plan will still be worse. The authors estimate that most people will choose health care plans that are far less comprehensive than what their employers offered, and also feature premiums that are about a 1/3rd cheaper. In comparison to what they had before, this will barely count as health insurance. But for about 21 million people, it will be exactly what they can afford. ...snip... Then there's McCain's plan to bulldoze state regulations and create a truly national market. "The main effect of establishing a national market would be to undo state laws designed to establish minimum levels of coverage and protect consumers. In a national market where state licenses are not required, insurers will charter in places where regulations are scarce--much like credit card companies do today. As a result, people guaranteed basic benefits today would find those benefits eliminated under the McCain plan...People also would lose access to many benefit protections. For example, forty-seven states now require mental health parity, forty-nine states require coverage of breast cancer reconstructive surgery, and twenty-nine require coverage of cervical cancer screening. All of these requirements--as well as regulations in several states that limit the rates that can be charged to higher-cost consumers and that limit who can be excluded from a health plan--would be eliminated under the McCain plan." Posted by Bread and Circus in General Discussion: Presidential (Through Nov 2009)
Sat Oct 04th 2008, 04:48 PM The 2008 Presidential Candidates' Health Reform Proposals: Choices For America
http://www.commonwealthfund.org/publicatio... The 2008 Presidential Candidates' Health Reform Proposals: Choices For America October 2, 2008 | Volume 100 Authors: Sara R. Collins,Ph.D., Jennifer L. Nicholson, Sheila D. Rustgi, and Karen Davis, Ph.D. Contact: src@cmwf.org Editor(s): Martha Hostetter ![]() ![]() ...snip... Which Proposal Holds the Greatest Promise? To evaluate the candidates' proposals, the Commonwealth Fund Commission on a High Performance Health System identified several key principles for moving the health system toward high performance. They include: * provision of equitable and comprehensive insurance for all; * provision of benefits that cover essential services with appropriate financial protection; * premiums, deductibles, and out-of-pocket costs are affordable relative to family income; * health risks are broadly pooled; * the proposals should be simple to administer, with coverage that is automatic and continuous; * dislocation should be kept to a minimum—people could choose to keep the coverage they have; and * financing should be adequate, fair, and shared across stakeholders. Measured against these broad principles, Obama's proposal for mixed private–public group insurance with a shared responsibility for financing has greater potential to move the health care system toward high performance than does McCain's proposal to encourage individual market coverage through the use of tax incentives and deregulation (Figure ES-4). Compared with McCain's approach, Obama's approach could provide more people with affordable health insurance that covers essential services, achieve greater equity in access to care, realize efficiencies and cost savings in the provision of coverage and delivery of care, and redirect incentives to improve quality. In the absence of a requirement that everyone has affordable coverage, however, the proposal is likely to fall short of achieving universal coverage. Posted by Bread and Circus in General Discussion: Presidential (Through Nov 2009)
Sat Oct 04th 2008, 04:35 PM http://www.pnhp.org/news/2008/september/lo...
Look before you leap into McCain's idea of health coverage By James C. Mitchiner Other Voices The Ann Arbor News September 11, 2008 ...snip... Let’s look first at the income tax credits. The idea is for individuals and families to use these credits to purchase health insurance plans in the non-group market, i.e., from a private insurer not sponsored by your employer. Premiums would be kept reasonable because plans would compete with each other to sell health insurance to those who valued it, or at least to individuals deemed “good risks” (read: healthy people). And what level of credits are we talking about? Senator McCain proposes credits of just $2,500 per individual, or $5,000 per family. Given that the average annual family health insurance premium in 2007 was over $12,000, it seems to me that $5,000 is woefully inadequate. Some, in fact, have compared the effect of these tax credits to that of throwing a 10-foot rope to a man stuck in a 40-foot hole. Just to make up the difference between the credit and the premium cost, a middle class family of four with a household income of $70,000 would have to fork over 10 percent of that income, a commitment that would seriously impact the family budget. Let us suppose, however, that a worker could find and purchase a policy for only $5,000 per year. What would it look like? My guess is that it would have either multiple coverage restrictions (non-coverage for pre-existing conditions, a prolonged waiting period before insurance became effective) or significant financial limitations (high deductibles or co-pays, puny lifetime maximums), which defeat the purpose of having insurance in the first place. Clearly, private insurers cannot make a profit by selling comprehensive insurance at premiums the average individual can afford. Perhaps the most significant objection to tax credits, however, is that they don’t address the serious flaws inherent in for-profit insurance. Posted by Bread and Circus in General Discussion: Presidential (Through Nov 2009)
Sat Oct 04th 2008, 04:23 PM http://www.huffingtonpost.com/rose-ann-dem...
John McCain's Health Plan - Don't Get Sick in America ...snip... The most extensive assessment of McCain's record has been compiled by the AFL-CIO which warns that his plan "undermines existing employer-based health care and pushes workers into the private market to fight big insurance companies on their own. It will reduce benefits, increase costs and leave many with no health care at all." How does it do all that? First, the small tax credit he proposes is insufficient to cover the current or future cost of premiums. Individuals will bear a greater burden for their health care costs, encouraging more to face financial distress while also worrying about their job, mortgage or rent, or they will self-ration needed care. Second, McCain wants to promote the selling of insurance policies "across state lines," code talk for deregulating existing protections that a number of states have established to set some minimum standards in quality and benefits. The inevitable consequence would be to undermine current standards and reduce quality coverage and public protections. Deregulation, of course, is always about the third word out of the mouths of Republicans and their neo-liberal Democratic counterparts. Third, McCain says he wants to "eliminate the bias" towards employer-sponsored health benefits, by cutting tax advantages employers receive for offering coverage. It's not hard to guess where this will lead -- a tsunami of employers dropping their health coverage and pushing their employees into the private market to fend for themselves. Fourth, his advocacy of health savings accounts, a boondoggle created by Bush that primarily benefits wealthier and healthier people and, of course, the banks and other financial institutions. By siphoning off that population, HSAs deplete funds for other insurance risk pools which then have a higher concentration of sicker and lower income people, yet more encouragement for those insurers to further jack up their charges pricing more people out of access to care. Finally, nothing in McCain's approach stops the disgraceful abuses intrinsic to the insurance-based system, including the routine denials of needed medical care and refusal to assure coverage to people who are sick or have pre-existing conditions. The insurance companies will continue to make out like bandits while the fraying of the social safety net grows and ever more people are abandoned. To sum it all up, the McCain campaign could just as well use these simple marketing slogans for their plan: Don't Get Sick in America, or You're On Your Own. Posted by Bread and Circus in General Discussion: Presidential (Through Nov 2009)
Sat Oct 04th 2008, 04:12 PM http://www.usnews.com/articles/news/campai...
Poll Reveals Voter Confusion Over Obama's, McCain's Healthcare Plans Asked whose plan is better for them, 2 out of 5 say they don't know or don't see a difference By Amanda Ruggeri Posted October 3, 2008 Many recent election polls have shown Barack Obama leading John McCain on the issue of healthcare. But a survey released this week found that, when the question is rephrased, that gap narrows dramatically. his is particularly true among two critical groups: independent voters and senior citizens. Since healthcare continues to be a top concern for voters, the findings could give the McCain campaign some comfort. A Gallup poll in early September that asked which candidate could better handle the issue of healthcare found that Obama enjoyed a 12 percentage-point lead. But when voters were asked in a more recent poll which healthcare plan they thought would most benefit them personally, that lead slipped to 6 percentage points. Perhaps more important, 2 in 5 registered voters surveyed in the recent Harris Interactive and Harvard School of Public Health poll said they didn't know or didn't think there was much difference between the plans. Posted by Bread and Circus in General Discussion: Presidential (Through Nov 2009)
Fri Oct 03rd 2008, 01:00 PM Folks, if there is anything I miss about the Primary days was the discussion about healthcare policy. It seems like we all forgot, in our Palin "hysteria" (sexist word intended), to talk about some of this stuff.
This healthcare thing is big and McCain has a really bad plan for patients, especially ones that need healthcare the most. It is by far one of the most radical things John McCain will try to push through if he elected. Healthcare is not getting the play in the media it should. We have to raise a fuss. A lot is on the line. Posted by Bread and Circus in General Discussion: Presidential (Through Nov 2009)
Fri Oct 03rd 2008, 12:55 PM http://content.nejm.org/cgi/content/full/N...
Published at www.nejm.org September 24, 2008 (10.1056/NEJMp0806563) Primum Non Nocere — The McCain Plan for Health Insecurity David Blumenthal, M.D., M.P.P. The most important questions raised by the health care proposals of the presidential candidates concern their values and judgment. These will guide a new president through the tortuous, unpredictable process of leading health care change. The specifics of candidates' proposals matter. But more important is what health plans communicate about a prospective president's fundamental beliefs and character. By this standard, John McCain emerges not as a maverick or centrist but as a radical social conservative firmly in the grip of the ideology that animates the domestic policies of President George W. Bush. The central purpose of President Bush's health policy, and John McCain's, is to reduce the role of insurance and make Americans pay a larger part of their health care bills out of pocket. Their embrace of market forces, fierce antagonism toward government, and determination to force individuals to have more "skin in the game" are overriding — all other goals are subsidiary. Indeed, the Republican commitment to market-oriented reforms is so strong that, to attain their vision, Bush and McCain seem willing to take huge risks with the efficiency, equity, and stability of our health care system. Specifically, the McCain plan would profoundly threaten the current system of employer-sponsored insurance on which more than three fifths of Americans depend, increase reliance on unregulated individual insurance markets (which are notoriously inefficient), and leave the number of uninsured Americans virtually unchanged. A side effect of the McCain plan would be to threaten access to adequate insurance for millions of America's sickest citizens. In 1954, President Dwight D. Eisenhower (a Republican) signed Internal Revenue Service regulations exempting from personal income taxation employers' contributions to the cost of their employees' health insurance.1 The purpose was to encourage the growth of private insurance. Eisenhower's decision proved spectacularly effective: 160 million Americans now obtain private health insurance in the workplace. Senator McCain would end the exemption from federal income tax for employer-sponsored insurance. One result is predictable: a reduction in the number of companies providing and subsidizing health insurance for their employees. Over the years, multiple studies have shown that as the tax benefit to employees of receiving employer-sponsored insurance declines, employers are less likely to offer it. On the basis of these studies, economists project that 10 million to 28 million of the 160 million Americans with employer-sponsored insurance will lose it as a result.2,3,4 These newly uninsured Americans will enter the tumultuous individual insurance market. Many employers that continue to subsidize insurance will probably reduce their contributions, forcing employees to bear a larger portion of the costs. Senator McCain denies that this is a likely effect of his policy, but his denials defy the economic logic of the marketplace, which he otherwise embraces..... ================================= more at link. Posted by Bread and Circus in General Discussion: Presidential (Through Nov 2009)
Fri Oct 03rd 2008, 12:46 PM http://blogs.tnr.com/tnr/blogs/the_plank/a...
The Essence of McCain's Health Plan: Don't Get Sick In presidential campaigns, we talk a lot about the number of people without health insurance. And rightly so. When almost a fifth of the working-age population has no coverage at all, the country has a serious problem on its hands. But it's not just whether you have insurance that matters. It's also what kind of insurance. If your insurance doesn't cover necessary services or if it has onerous deductiles and co-payments, you could still be in a lot of trouble. A sudden medical calamity, whether it's severe injuries from an accident or a heart attack or the detection of cancer, could leave you exposed to financial ruin. A chronic disease like diabetes could force you to make choices between, say, paying your mortgage and paying for the ongoing treatments that will keep you healthy. None of this is hypothetical. According to a recent report from the Commonwealth Fund, an additional 25 million "underinsured" Americans--or nearly half the number of the uninsured--face precisely these sorts of situations. And under John McCain's health care plan, that number would likely go up. Maybe way up. That's the most important argument put forth by a new article , out this morning in the policy journal Health Affairs, by four well-respected scholars--among them, Columbia' Sherry Glied, whom I've quoted previously. .... But almost nobody with serious policy credentials believes consumer power can have such a dramatic impact on costs, particularly since it's a lot harder to find decent coverage in the individual market--for reasons Glied and her colleagues explain: The reality is that providing coverage through nongroup plans is much more costly than providing that coverage through groups. Administrative expenses are twice as high in nongroup markets as in group markets. The costs are higher because insurers in this market spend considerable resources on medical underwriting, and economies of scale are lost. It is much more expensive to sell insurance to millions of individuals one individual at a time than it is to sell to a much smaller number of employer groups, each comprising thousands of employees. For a typical family that moves from group to individual coverage, therefore, the move to nongroup insurance will raise premiums for an identical policy by more than $2,000 per year. Shifting people into the nongroup market would not save money for most Americans. Rather, it would lead to increased spending on administrative costs and a decrease in the portion of health spending that actually goes to providing care. (Empahsis mine.) Another virtue of the employer-sponsored system is that it encourages what wonks like to call risk-pooling. Government regulations stipulate that, in order to qualify for the existing tax break, companies must offer similar benefits to high- and low-wage employees. And in group plans, companies (more or less) have to make coverage available to everybody, even people with pre-existing medical conditions. The result is a situation where, thanks to the large numbers of people covered, large numbers of relatively young and healthy people are paying into the system--enough to cover the costs of those few people with really expensive-to-treat medical problems. This doesn't happen as much in the individual market. Instead, carriers try to avoid people who have pre-existing conditions--either by charging them higher rates, excluding coverage of their illnesses, or simply denying coverage altogether. (For more on this phenomenon, here's an article I just wrote about it for Self magazine.) Healthy people can get insurance on their own. And sometimes it's a really sweet deal for them, as long as they stay healthy. Sick people can't get decent coverage.* So they're stuck paying more of the bills on their own. And they are the ones who need coverage the most. Posted by Bread and Circus in General Discussion: Presidential (Through Nov 2009)
Thu Sep 18th 2008, 07:39 PM is their implied promise that we will be able to somehow drill and pump our way out of our problems. This has especially come to fore since Palin got onto the ticket. Aside from their nebulous and ill-defined promise to "reform Washington" and their Quixotic promise to "win the Iraq War" their third pillar is promising their supporters that they are going to open the floodgates on imaginary massive wells of oil that are magically sufficient in size to slake the US's oil thirst. The subtext of the message is that they are going to finally turn the spigot on and the money and cheap gas will flow, thereby lowering gas prices. Their campaign is just an advertisement for the oil companies and nothing more.
Promising energy independence without moving almost entirely to electrical vehicles is a total sham. There's just no way that we will ever become energy independent unless we fundamentally change the way we drive. As it is now, we don't get most of our oil from the Mideast, we get it from Canadian oil sands, and will likely do so for some time. But even if we drilled every square inch of our land and coastal waters we wouldn't have enough oil to run our cars and power all of our machines. A future of electric cars (or some other non-fossil fuel medium) backed up by an advanced bidirectional grid and multiple sources of electricity production(wind, solar, hydro, nuclear, coal, natural gas, oil) would be the only feasible way to gain some sort of energy independence. And even then I don't think we will ever be an energy island because there always will be an international trade of energy in one form or another. However, the heart of some semblence of "energy Independence" rests not with the sources of power alone but rather with the machines we use every day. As long as we have cars that run on gas, we will always be at the mercy of foreign oil interests. We just simply don't have enough oil to make the wheels go round and round. So, how much time does John McCain and Sarah Palin talk about what really needs to happen to move toward that goal? As far as I can tell...not at all. Whenever Palin or McCain have been faced with the "we can't drill our way out of this" truism, they reply "well, at least we are doing something". This is just one lie piled on top of another. Drilling will temporarily increase supply and effectively just become part of the overall world energy supply. However, as long as China continues to industrialize and capital flows to cheaper labor markets, there will always be an increased demand. So, in the short and long run, without dramatic transformation of our transportation vehicles, massive improvement in efficiency, and working with other countries to do the same, all the oil that we could drill will not make any real difference. It will just be bought up and burned off. A policy of "drill, baby, drill" and "drill here, drill now" will do little to improve the lives of Americans and will just be another failed policy of "kicking the can down the road". In my opinion, this is their biggest lie of oil because it is told over and over, not easily perceived as a lie, and it's a lie that a lot of people want to hear. It's the last part that makes it particularly dangerous. I personally don't think Obama and Biden go far enough in their rhetoric to detail exactly what we need to in order to plan for a better energy future as I believe it rests more with how we run our cars than anything else. As much as the skirt around the topic, they never go to the heart and say we are going to have all electric vehicles in the next 15 to 20 years, which is really where we should be headed. Immediate monetary interests aside, there's also the whole issue of climate change and greenhouse emissions that will only be made worse by a "drill baby drill" attitude. Put simply, we have to drive electric cars and power those cars with the type of energy sources that have the least cradle to grave greenhouse emissions. I can say with 100% certainty if McCain and Palin are elected and they get their way, my children will grow up in a worse country and a worse world. |
Blogroll Latest Threads
The ten most recent threads posted on
the Democratic Underground Discussion Forums. Small towns try to save vital grocery stores By DainBramaged ACLU: New Questions About Legality of Drone Strikes By No Elephants Who voted against the NDAA? By No Elephants Israel accuses Iran of bombings in India, Georgia By No Elephants Arrest after Amsterdam airport evacuated By No Elephants Big fight looms over Obama's budget proposal By No Elephants Pastor's daughter accidentally shot at church By No Elephants Some things I enjoy about DU2 in its current configuration. By No Elephants Greatest Threads
The ten most recommended threads posted
on the Democratic Underground Discussion Forums in the
last 24 hours. AlienGirl has passed away 15 recs : By Contrary1 Visitor Tools
Use the tools below to keep track of updates to this Journal.
|

