Coming up on OPEN ENROLLMENT!!
It came in the mail yesterday. So here is what is happening to my Medicare D (which I get cause I'm on disability):
Monthly premium is going up $20 a month, they've stuck in a gap of $1,450 (after you hit $2400 and until you hit $3850 of covered medications) during which period you pay 100% for your meds other than "preferred generic" meds.
This was one of the few plans that did NOT have this kind of gap.
Not sure if the formulary is also decreased, they wouldn't bother sending the complete list.
Time to go looking for other plans, but I doubt there are any better ones.