"And the worst part about it is that we're still in denial — we still think this is some kind of unfortunate accident, not something that was created by the group of psychopaths on Wall Street whom we allowed to gang-rape the American Dream."

Far too many players are claiming ignorance. The ratings agencies are in on this too... Standard & Poor's, Moody's, AM Best, all of them. The talk is "these investment vehicles were so convoluted, no one understood them!" Claiming you are stupid is no excuse. If those at the top who allowed these vehicles to float didn't understand them, they are far too incompetent to hold the positions they hold, and the salaries they demand. And if they let them go on, knowing they themselves didn't understand them, they are double stupid. And the ratings agencies are triple stupid for continuing to rate AIG and other companies with credit default swap and sub-prime loan exposure with their highest ratings... until the cat was out of the bag.

Sorry, all you fucking greedy bastards, stupid is no excuse. You blew it. This is the ultimate FUBAR.