Since home mortgages worked out so well, I'm thinking the next "lure" will be Prevention Drugs.
"Miracle Drugs", aimed at boomers and designed to prevent the onset of prostate and colon cancer and maybe even Alzheimer's.
Of course it will take at least 5 years to realize the drugs don't work, but by then everyone will be fleeced and/or dead!
Oh wait....my bad...The FDA won't let that happen.
HAHAHAHAHAHAHAHAHAHA