Between the co-pays every time I walk into the doctor's office, and the fact that, oh by the way, they aren't going to pay for my visits to physical therapy and the splint they made for me (because none of the ones the doc had fit), I've already paid $450 out of pocket, and this is with insurance.

It sucks when you DO have insurance, and you still get taken to the cleaners.

And yes, before anyone yells at me, I know that it would suck far worse if I didn't have any.