We need it
we know we need it
and most of us cannot continue to afford the "private" method
We either pool our money and get coverage for all of us, or year by year, person by person, we get sicker.... and broker
we're all going to die, eventually, so immortality is not the issue.
no amount of "coverage" will change the fact that we will all die.
doctors need to be paid
hospitals cost money to operate
medical equipment costs money to buy and operate
medicine costs money
Insurance companies exist, to make a profit for their shareholders & employees.. that's ALL they do ..except for:
okaying a procedure that a doctor has already told you you need
denying a procedure that a doctor told you you need
refusing to pay for a procedure you had to have, due to an emergency that you did not clear with them first
what ELSE do they do??
If you went to a bank every week with a $100 bill you needed to break, how long would you put up with having them give you $65.00?
Insurance companies used to be in the business for life insurance, which on the surface sounds like a chump-deal for them, but people often let policies lapse, since they continue to cost more as you age, and at some point, the kids are grown, maybe a spouse has passed on, so many older folks just drop the insurance...after having paid DECADES-worth of premiums.
Insurance companies also insured against fires, but how many of us pay for coverage and never have a fire (thank goodness).
Auto insurance gets paid every month, and yet few of us ever use it (again ,thank goodness)
Flood insurance (for many) has been made "public" already through the national flood insurance program..why? because when floods happen it's such a devastating occurrence that the NATIONAL GOVERNMENT is needed to cope with the damage
there is a place for insurance, but it's NOT in the health care field.
They have had a long free ride for many decades, and the gravy train is pulling into the station.. It's time for THEM to get off.
If it means that we need to (as a nation) buy the hospitals & clinics, then we need to DO IT.
If it means we need to (as a nation) PAY the doctors, then we need to do it. I doubt that most doctors would object to being rid of the nuisance of all the insurance paperwork, and of all the malpractice bullshit (most places with national health care do NOT have problems with malpractice claims like we do)
If it means that we need to apply extreme pressure to the drug-makers to reduce their profits & lower prices, then we need to DO it.. removing the federal subsidies they enjoy in the creation of some of their drugs, and making them PAY for a lot of the freebies they get now, could encourage them to see the light.
If we refuse to do these things, we are basically telling our citizens, that if they get sick, we are willing to just let them die.