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calimary's Journal
Posted by calimary in General Discussion
Fri Dec 09th 2011, 08:29 PM
least able to understand the sneaky-ass slick talk they get, talking them into things they're expected to fail to live up to - so the banks can go ahead and bet against them and make a fortune.

Truth in lending. TOTAL truth. NO embroidering excessively complicated loan documents so it all sounds too good - too good to be true.
NO MORE betting AGAINST your own customers so you rake in more - especially if you're already doing just fine for yourself and really don't need that much more wealth on top of the pile you're already hoarding.

Yeah, if you really wanna know - under those circumstances I seriously believe banks should NOT be allowed to foreclose. If they get you into it, THEY should carry both the blame AND the liability.

As a matter of fact, YES. I think they should have to eat a lot of those bad loans if they're predatory in nature and not based on facts and truth and ethics and integrity. I think they should take it in the shorts. Maybe if there are some very hard lessons force-fed to the banks, maybe if there are actual consequences for this kind of shitty unethical immoral and downright sinful behavior, a few of these marauders are actually sent to jail or are forced to forfeit all this genuinely ill-gotten gain, then perhaps that will serve as a deterrent to this shitty behavior.

Yeah. I actually do think they ought to be forced to swallow some VERY bitter medicine, and take a huge loss on a lot of these. Or for heaven's sakes - WHY aren't they willing to revisit those foreclosures and RENEGOTIATE THEM, DAMMIT???????? What good to a whole neighborhood is it when these houses sit vacant, idle, open to vandalism, weather damage, and the kind of depreciation that comes from a building that isn't maintained because it's been left vacant? Better to find SOME solution, even if the homeowner winds up paying pennies on the dollar? Hell, they give those kinds of breaks to the fat cats all the time.

And if they try to plead poverty, I'd say - take it out of your CEO's bloated compensation package if you're so hard up for money these days!!!! I say it's time for seriously PUNITIVE measures. If I were president and it were my move, I'd invoke my powers as a War President, and start nationalizing the banks - or threatening to do so. Make the pirates SQUIRM. They deserve to.
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Posted by calimary in General Discussion
Fri Dec 09th 2011, 08:15 PM
They may not feel too self-satisfied or secure walking outside the bank because of the protesters they might see.

I'd rather manipulate them from a different direction. I choose to promote an environment where they get no rest, no peace, and no relief from the protesters inside the bank, either.

It's easy for them to sneer at the protesters outside, scoffing that they don't understand or they need a bath or they should go get a job or they don't know what they're talking about. It's harder when you're looking at one of your longtime clients - whom every teller knows by name and who's maintained one or more accounts, or might even be one of what they call their "high-value" account holders, as I've heard some of the VERY wealthy customers at that particular bank branch described (which I'm not but if I had weight to throw around, I WOULD!!!!). You're taken a lot more seriously if you're perceived to be on the inside - or if they think you're one of them.
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Posted by calimary in General Discussion
Fri Dec 09th 2011, 07:47 PM
http://www.democraticunderground.com/discu...

Saw that thread and I realized our minds were walking in lockstep.
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Posted by calimary in General Discussion
Fri Dec 09th 2011, 07:40 PM
What if the OWS activities that are morphing and spreading all over the place, since the protests are being broken up in the parks and town squares, start manifesting INSIDE YOUR LOCAL WELLS FARGO BANK? Peacefully and gently and very non-confrontationally.

Fucking INFILTRATE 'EM!!!!

I just had an idea too - along these lines.



For example... the following scenario for your consideration:

Imagine printing out this little factoid below, and bringing it into your local Wells Fargo branch where you have an account? Just quietly and politely ask for the manager. Introduce yourself - as an account holder at Wells Fargo, which they might already know if they see you up there at the teller window fairly frequently. Hand this to them and say you're sympathetic to OWS, and are very distressed to see your bank involved in the "shocking, cold-hearted, unethical, immoral, AND I understand, possibly fraudulent," foreclosure outrage described below.

You might say some version (as applicable) of - "Y'know, I've had an account here for a long time. This really is upsetting to me. And gosh, I just would like somebody here to know that! Seeing too many of these stories makes me want to close my Wells Fargo account because it means I'm part of this - and I ADAMANTLY OPPOSE IT!!! I'd like you to pass this along to YOUR boss, if you wouldn't mind, please. And thank you so much. Have a nice day!" Deliver it with sweetness and politeness, even a touch of kindness and genuine concern, and a quiet, mellow, non-confrontational tone of voice. You're just a good-hearted, hard-working, patriotic, non-threatening, concerned citizen sharing something you learned about that's troubling you, and with total honesty and sincerity.

Countdown with Keith Olbermann, Current TV, 12/5/11

From the show summary:

#4 "Occupy Day 80" AKA "Home Occupation" - The job - creating owners of Zuccotti Park are behind in their NYC taxes. Well, I'm sure we'd all get similar breaks if we were over #130K behind in our taxes, right? Right?? Hello??? {crickets} Rep. Pelosi admitted that Occupy efforts have helped the Dems. Rep. Paul also had kind words for Occupy? Gosh! New Occupy efforts are focusing efforts on preventing foreclosures. Occupy efforts in CO are under some snow - YUCK! Harold & Maria Steidel are fighting Wells Fargo to stay in their home; Occupy protestors are helping. Mr. Steidel lost his job in 2008 but was able to meet payment for a bit. The bank promised a modification; it never came. Now, THAT sounds familiar - all too familar. Rep. Louise Slaughter is trying to help, too.

http://www.dailykos.com/story/2011/12/05/1...


Basically, you are putting them on notice that...

YOU ARE WATCHING.

YOU ARE KEEPING TRACK.

YOU ARE WELL AWARE OF WHAT WELLS FARGO CORPORATE HAS BEEN UP TO.

AND AS ONE OF THEIR ACCOUNT-HOLDERS, YOU WANT IT STOPPED IMMEDIATELY.

Now, mind you, they'll probably smile at you and try to be conciliatory and all lovey-dovey to you as their valued customer, and then drop it in the "round file" after you've left. But you will have made your point. And you can come back and do it again - maybe with another manager or supervisor on duty. Or the same one. And maybe you find another report about another couple being foreclosed and driven from the home they love and tried like hell against all adversity to keep paying on. And you print that out and bring it in and present it to them in a few days, or a week or so.

What if a few people in the same neighborhood started doing this too?

What if it happens in a couple of other Wells Fargo branches in other neighborhoods around town?

What if a couple of people in another neighborhood in another city do this too?

What if somebody strolls in across the state from you and does this?

What if somebody (or a few somebodies) in a neighboring state does(do) this?

What if it starts spreading all over the Western states? Or across the whole country?

Soon enough, perhaps some Wells Fargo middle managers from the various branches start reporting this to their upper management because they're starting to see a disquieting trend. "Gee, this odd thing happened..." "Oh yeah? Hey one of our customers came in here and did that." "Really? that happened at my branch the other day too." "That's funny... we had a couple of account-holders come in a day apart from each other and do that... I don't think they know each other but..." "Um, guys, what the fuck is going on here???"

And that way, you start sowing the seeds of doubt, trouble, uncertainty, maybe even a little bit of paranoia, and soon enough, they're gonna start reaching for the Maalox bottle before they get out of bed in the morning. They'll start feeling besieged, surrounded, threatened from within, and they'll start worrying every time some customer comes in that door - uh-oh... you suppose there's another one? Shit, how many people know about this??? What the hell is going on?????????

DESTABILIZE THE ENEMY. Make 'em sweat. Ruin their appetites. Make 'em toss and turn all night. Make 'em start growing some nice new ulcers. Or start chewing on their nails. Or start looking over their shoulders when they come and go from the bank. Make 'em miserable, and yes, even a little bit fearful. It'll start fucking with their minds. Suddenly OWS will seem a freakin' galaxy larger than it may actually be, especially on their own home turf. Where maybe they THOUGHT they were safe. It's not what IS. It's WHAT THEY THINK - IS. They don't have to know there's maybe just a few of you (for now). They just need their heads fucked with - BUT GOOD.

It's psy-ops.

It's perception management.

It's war, and guerrilla warfare, waged from the INSIDE. They're not expecting that. And it should look and feel and seem as though it's coming at them from EVERYWHERE. It'll drive 'em nuts and mess with their heads and weaken their resolve and start shaking the ground they stand on. Which is exactly how we want to position them and their sense of stability and security and insularity that it can't possibly happen around them.

DESTABILIZE THE ENEMY.
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Posted by calimary in General Discussion
Wed Dec 07th 2011, 11:20 PM
Fucking INFILTRATE 'EM!!!!

I just had an idea too - along these lines.



For example... the following scenario for your consideration:

Imagine printing out this little factoid below, and bringing it into your local Wells Fargo branch where you have an account? Just quietly and politely ask for the manager. Introduce yourself - as an account holder at Wells Fargo, which they might already know if they see you up there at the teller window fairly frequently. Hand this to them and say you're sympathetic to OWS, and are very distressed to see your bank involved in the "shocking, cold-hearted, unethical, immoral, AND I understand, possibly fraudulent," foreclosure outrage described below.

You might say some version (as applicable) of - "Y'know, I've had an account here for a long time. This really is upsetting to me. Seeing too many of these stories makes me want to close my Wells Fargo account because it means I'm part of this - and I ADAMANTLY OPPOSE IT!!! I'd like you to pass this along to YOUR boss."

Countdown with Keith Olbermann, Current TV, 12/5/11

From the show summary:

#4 "Occupy Day 80" AKA "Home Occupation" - The job - creating owners of Zuccotti Park are behind in their NYC taxes. Well, I'm sure we'd all get similar breaks if we were over #130K behind in our taxes, right? Right?? Hello??? {crickets} Rep. Pelosi admitted that Occupy efforts have helped the Dems. Rep. Paul also had kind words for Occupy? Gosh! New Occupy efforts are focusing efforts on preventing foreclosures. Occupy efforts in CO are under some snow - YUCK! Harold & Maria Steidel are fighting Wells Fargo to stay in their home; Occupy protestors are helping. Mr. Steidel lost his job in 2008 but was able to meet payment for a bit. The bank promised a modification; it never came. Now, THAT sounds familiar - all too familar. Rep. Louise Slaughter is trying to help, too.

http://www.dailykos.com/story/2011/12/05/1...


(Basically, you are putting them on notice that...

YOU ARE WATCHING.

YOU ARE KEEPING TRACK.

YOU ARE WELL AWARE OF WHAT WELLS FARGO CORPORATE HAS BEEN UP TO.

AND AS ONE OF THEIR ACCOUNT-HOLDERS, YOU WANT IT STOPPED IMMEDIATELY.

Now, mind you, they'll probably smile at you and try to be conciliatory and all lovey-dovey to you as their valued customer, and then drop it in the "round file" after you've left. But you will have made your point. And you can come back and do it again - maybe with another manager or supervisor on duty. Or the same one. And maybe you find another report about another couple being foreclosed and driven from the home they love and tried like hell against all adversity to keep paying on. And you print that out and bring it in and present it to them in a few days, or a week or so.

What if a few people in the same neighborhood started doing this too?

What if a couple of people in another neighborhood in another city do this too?

What if somebody strolls in across the state from you and does this?

What if somebody (or a few somebodies) in a neighboring state does(do) this?

What if it starts spreading all over the Western states? Or across the whole country?

Soon enough, perhaps some Wells Fargo middle managers from the various branches start reporting this to their upper management because they're starting to see a disquieting trend. "Gee, this odd thing happened..." "Oh yeah? Hey one of our customers came in here and did that." "Really? that happened at my branch the other day too." "That's funny... we had a couple of account-holders come in a day apart from each other and do that... I don't think they know each other but..." "Um, guys, what the fuck is going on here???"

And that way, you start sowing the seeds of doubt, trouble, uncertainty, maybe even a little bit of paranoia, and soon enough, they're gonna start reaching for the Maalox bottle before they get out of bed in the morning. They'll start feeling besieged, surrounded, threatened from within, and they'll start worrying every time some customer comes in that door - uh-oh... you suppose there's another one? Shit, how many people know about this??? What the hell is going on?????????

DESTABILIZE THE ENEMY. Make 'em sweat. Ruin their appetites. Make 'em toss and turn all night. Make 'em start growing some nice new ulcers. Or start chewing on their nails. Or start looking over their shoulders when they come and go from the bank. Make 'em miserable, and yes, even a little bit fearful. It'll start fucking with their minds. Suddenly OWS will seem a freakin' galaxy larger than it may actually be, especially on their own home turf. Where maybe they THOUGHT they were safe. It's not what IS. It's WHAT THEY THINK - IS. They don't have to know there's maybe just a few of you (for now). They just need their heads fucked with - BUT GOOD.

It's psy-ops.

It's perception management.

It's war, and guerrilla warfare, waged from the INSIDE. They're not expecting that. And it should look and feel and seem as though it's coming at them from EVERYWHERE. It'll drive 'em nuts and mess with their heads and weaken their resolve and start shaking the ground they stand on. Which is exactly how we want to position them and their sense of stability and security and insularity that it can't possibly happen around them.

DESTABILIZE THE ENEMY.
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Posted by calimary in General Discussion
Sat Dec 03rd 2011, 06:00 PM
Let the people you do business with - KNOW where you stand. Then you make your decision.

What happens when word gets around that there's a motorcycle cop hidden behind the big bushes around some driveway in the neighborhood on a street where people like to speed? People tend to slow up a little if they know there's a greater risk of getting a speeding ticket. They won't slow down because they know it's what they should do or because it's the law. They'll slow down because they're afraid of getting caught. That's the mentality of the 1%, corporate America, and all those who enable them. They don't do what they know they should do - unless they know there's a big and rather painful risk of getting caught. You have to make them do the proper or ethical or moral thing. They won't, if left to their own devices. They won't unless they're forced to. That's why we need regulations - which often entails watchdogs and guards and some other entity than the fox to be put in charge of guarding the hen-house. On a much smaller more personal scale, you're apt to be more of a deterrent to corner-cutting or unethical practices or slipshod treatment if it's known that someone's watching and keeping track. That someone could well be you. Heck, it should be every last one of us. Everywhere the schmucks turn around, they should be confronted by a watchdog or the suspicion that a watchdog is very nearby.
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Posted by calimary in General Discussion
Sat Dec 03rd 2011, 05:48 PM
in which they were facing the Borg. The big, terrifying, invincible, daunting, fearsome Borg - against whom no effective defense had yet been developed. There were a fair number of those episodes but in this one, the alternative strategy of finding an Achilles Heel. Like a bee sting or mosquito bite on a very large fearsome adversarial beast. Dr. Crusher says "it might stop a moment to scratch."

And one of my favorite illustrative moments comes from one of the later two "Jurassic Park" movies. It's a scene involving this big fearsome ballsy bounty-hunter-type dude, not scared of anything. Scoffs at all these people around him who are fretting about hungry, carnivorous dinosaurs-come-to-life and running wild. Then one day he's in the jungle off by himself just a bit maybe taking a pee or something, and this itty bitty dinosaur about as tall as a chihuahua would be, up on its hind legs, hops over and looks at him. He sneers and shoos the little critter away, and it scurries out of sight. But a few moments later it comes back and hops toward him again. He's a little annoyed and shoos it away again, and off it goes - but not out of sight this time. Just a few yards out of reach. And then it hops toward him yet again. He's starting to get perturbed, and shoos it away a third time, and it hops backward again - only just not as far away this time as it retreated a moment ago. And now it's got a friend. And the two of them hop toward him and they can't be shooed away as easily. The man starts getting unnerved. This time he's the one who retreats. They continue toward him. Now there's three of them. He's spooked now, and turns and runs. But now a whole bunch more of the little guys have joined the first three and there's actually a small crowd of 'em chasing him. And inevitably, he trips over some large protruding tree root and falls down. And you can guess the rest of the story.

Guys - we're not the big swaggering lout here. That's the 1%. We're the 99%: like the gang of itty bitty critters who - when hungry and in increasingly great numbers - can fell ANY Goliath that tries to defeat us, or threaten us, or even shoo us away.
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Posted by calimary in General Discussion: Presidency
Sat Dec 03rd 2011, 05:27 PM
republi-CON State Senators. And now that walker appears in danger of joining them, the momentum does indeed seem to be growing. That is a statement all by itself. It's a CRITICALLY important statement to make - that the momentum is still growing. Even in the face of threats, cheating, and other typical and non-typical GOP dirty tricks, it's still growing. The energy is not waning. The eagerness has not worn off. People haven't grown complacent. Nobody's given up. They're still going full-tilt-boogie, and they're probably going to beat the deadline by a mile. That's what needs to happen for OWS too - because when it, too, becomes too big to fail, then it starts to have a for-keeps type of impact. Then you can achieve some real change and get some serious business done.

That's why this one's gonna work. It's too big to fail and it hasn't even slowed down in the growth department.

I'm watching a replay of the Rachel Maddow Show from I think Friday 12/2 and she reported on the evolution of OWS - driven out of the public squares they occupied, they were forced to adapt in order to continue to exist. And they have! The "Occupy Our Homes" movement is FUCKING DAMN BRILLIANT!!!!!!!!!!!!!! Yes I'm SHOUTING! (Which I'm trying to do less of - now that it's Advent dontchaknow). It means they've evolved, and directly into the heart of Main Street, where real people were being foreclosed. And they're occupying those homes and defending the homeowners! Smack-dab in the middle of Main Street where people live. Get 'em where they live. This is taking that at its most literal sense. FUCKING DAMN BRILLIANT!!!!!!!!!!!!!! I'm in AWE!!!! For Heaven's sake - one Occupy group that was driven away from its downtown camp went to occupy the soon-to-be-foreclosed house of a police officer! O.M.Freakin'G. Still don't get what OWS stands for? Take a freakin' look. There it is before your eyes and in yer face, on each individual foreclosure Ground Zero. FUCKING DAMN BRILLIANT!!!!!!!!!!!!!!!!

I'm SO happy to see OWS evolve like this. And it was characterized on Maddow's show just beyond deliciously: as though it were spreading faster and farther than anyone could keep up with it or keep track of it anymore. Impossible to contain. Impossible to anticipate. It pops up everywhere, all around you, at any moment. Like a wildfire. Unconventionally. Unpredictably. Off the conventional-wisdom grid. It's guerrilla stuff. And a whole lotta psy-ops, too, that go toward the whole "DESTABILIZE THE ENEMY" strategy. No one knows where it's gonna go next, or where it's gonna sprout next, or in how many more cities or towns or neighborhoods. Certainly the bad guys don't know. They can't anticipate effectively because this activity goes counter to everything they've been taught and have come to believe in. They don't speak this language regardless how hard frank luntz tries to drill the talking points into them for them to parrot out to people. They don't have a template for this because it's so distant to, so alien from, who and what they are.

Which means they won't be able to prepare. Supremely difficult to do if you don't have a clue what to prepare for.

That's why I'm thinking the Occupy movement is gonna work too. If it's evolving and spreading like this, with creative thinkers coming up with ideas like this, then it's gonna work. And it's going to have an impact. May take awhile, but it'll happen - if it's going like this.
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Posted by calimary in General Discussion
Sat Dec 03rd 2011, 03:06 PM
It's your front-liners. Your tellers. Your grunts in the trenches, not the fancy-pants big-shot asshole bankster executives with the big expense accounts and company cars and $3,000 suits and country club memberships. It is ONLY the ones you underpay, overwork, overlook, wipe your dirty shoes on, and view as completely dispensable - who are keeping this particular customer coming into your bank. That is ALL.

BANK ON THAT.

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Posted by calimary in General Discussion
Sat Dec 03rd 2011, 02:54 PM
http://www.democraticunderground.com/discu...

Destabilize the enemy. Make 'em sweat. Make 'em lose sleep. Make 'em look over their shoulders all the time and run for their Xanax prescriptions and their Pepto Bismol and a whole buncha stiff drinks to drown out the growing paranoia. Make 'em start panicking. Throw them OFF their game, and watch them start making mistakes.

This IS war, after all. Don't ever forget it with these people. And like Mad-Eye Moody always warned Harry Potter - "CONSTANT VIGILANCE!!!!"
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Posted by calimary in General Discussion
Sat Dec 03rd 2011, 02:46 PM
Occupy is like catching water with your hand. And if you're among the 1%, you're job is to try to catch water with the tip of a pencil.
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Posted by calimary in Latest Breaking News
Sat Dec 03rd 2011, 02:42 PM
“The selection of a reality television personality to host a presidential debate that voters nationwide will be watching is beneath the office of the Presidency and flies in the face of that office’s history and dignity."


Well how 'bout that? Something I can wholeheartedly agree with, coming out of the yap of ron paul. Temperatures dropping in Hell...

Amazing any of the clucks in this clown car gave even a whisp of a thought, for so much as a nanosecond, about the dignity of the office of the Presidency. For most of them, their very presence as candidates in these debates or anywhere else completely shits steaming piles on the dignity of the office of the Presidency.

However, one of them is getting the "dignity" treatment he so justly deserves, thanks to Andy Borowitz:

http://www.democraticunderground.com/discu...
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Posted by calimary in General Discussion
Sat Dec 03rd 2011, 02:34 PM
http://www.facebook.com/pages/Andy-Borowit...

That's his Facebook page. His website is

http://www.borowitzreport.com /

I don't know what's funnier: his commentaries and posts, or the stuff his fans are posting in response.

NOT to be missed. And HIGHLY recommended!
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Posted by calimary in General Discussion
Fri Dec 02nd 2011, 06:38 PM
You wouldn't believe the bowing and scraping and deferential behavior you get when you enter our neighborhood branch. I've been a customer there for a long time. I mentioned once, to one of my favorite tellers, that the only reason I hadn't taken our money out of Wells Fargo in support of OWS was because of the excellent treatment by the individual front-line people at the band. Man - it was almost like I'd dialed 911. They went into a flurry - the teller called the supervisor over and asked me to repeat that, and then the supervisor called the manager over and did the same. My aim was to make sure they know how valuable the poor schmucks at the teller windows are the only thing keeping this customer coming in - and if anybody's gonna take it in the shorts when management lays people off, it better NOT be any of them! They fell ALL OVER ME. Amazing. They were so deferential, they seemed interested in every word, hell, they acted like they were ready to give me an hour massage and mani-pedi and free personal trainer services for the next year and spoon-fed chocolate mousse while I sunned myself on my ever-lovin' fat ass with nonstop margaritas handmade with beaten egg white and the finest imported tequila. I repeated some of my general complaints about the banksters run amok here and letting them know I was paying very close attention and I was a supporter of OWS, and I was well aware of Wells Fargo's malfeasance and they should all know that I was keeping track - and that I'm not alone, and that this was not the end of it - that I might still leave in sympathy with OWS.

DESTABILIZE THE ENEMY. Shake 'em up but good. Yank the rug out from under them and keep them unbalanced. And destabilized.

They're afraid alright. And they already know me up there as an activist and something of an irritant. A pleasant irritant, but an irritant nonetheless. I'm one of the people who complained when they had Pox Noise running on the in-house monitors. And they changed the channel alright. And when they did, I commented on that, too. They know I'm paying attention and that I'm always watching. They need to know. Keeps 'em from trying to pull a fast one. And hopefully, if they think I'm looking over their shoulders all the time, who knows how many there are like me - who just don't say anything.

I keep finding this over and over:

IF THEY THINK YOU DON'T CARE, THEY WON'T, EITHER!!!! These guys are no different from anybody else who doesn't like regulations or restrictions so they can cut corners and cheat and get away with stuff and do whatever they want - because they're pretty confident that nobody's paying any attention or looking over their shoulders to see what they're up to. Well, they don't feel that way with me. Honest-to-God that's true. And it just keeps being truer and truer by the day.

Destabilize the enemy. Make 'em nervous. Throw 'em off their game. And KEEP them off their game. I keep thinking about my karate teacher and his story about the fighter who won his match against a powerful opponent, even while he had one broken arm. All he could do was jab. But boy did he ever. Just never let up. Jab, jab, jab, jab, jab, unrelenting, always coming at 'em, always hitting, always jabbing, always forcing the opponent to have to react and respond to YOUR game, and YOUR terms. It was all about "keeping 'em busy." Just keep 'em busy. Keep 'em having to react and respond, keep 'em distracted. It works to your advantage every time.
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Posted by calimary in Latest Breaking News
Fri Dec 02nd 2011, 02:05 AM
It's a "free market" pirates' wet dream!

No government. No laws or regulations anywhere. Robber barons, warlords, and other assorted madmen in control of everything. Millions of poor, hungry, starving, voiceless, trodden underfoot and kicked to the gutter. Guns all over the place - utterly unrestricted. Total anarchy! A libertarian paradise for sure!

We oughta ship rand paul and ron paul and whoever-the-hell paul and all the other ayn rand worshippers over there on one-way tickets and revoke their passports so they can't get back. They advocate this shit all the time. Let them have a chance to wallow in it.
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