He is also the co-author (with Chuck Hagel) of a bill to establish a National Infrastructure Bank, whereby States and local governments can borrow money at favorable interest rates to refurbish and improve their roads, bridges, water and sewage systems, etc. without going to the private sector or waiting for a grant from Congress. This method has a lot of merit. It was one of the planks in the Democratic party platform. Dodd is an expert in this area. It would be a loss to the country if he is not reelected.