I went into a bank that I have been doing business with for over twenty years and walked up to a teller that I have done business with for at least fifteen years. My mission was to move payroll money from savings to checking, an amount and process that I have done every month for at least fifteen years.

I gave the teller my deposit and withdrawal slips and all of the appropriate paperwork. She took it and entered them into the system. We waited and waited and waited and finally I said, 'If I didn't know the money was there you would be making me nervous.' Her reply was that she was no longer allowed to transfer the amount I was asking to move, and was waiting for the manager to come over and OK the transaction. It has come to this? My deposits in that bank were ten times the amount of the transfer! I can't wait for the day when the manager says that I can not get access to my funds. I have pondered many things about the position we are in but this was not one of them. I walked out with an eerie feeling that I doubt will ever pass. I am beginning to understand why the folks who lived through the first Depression never had the feeling leave them.